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UNDERSTANDING MONEY by Ray Smith (founder of Cornerstone Books)

Thoughts about money and the lack of it dominate many people's minds each day. A great many people all over the world spend much time worrying about money, no matter what their own particular financial situation may be. How many understand the real purpose of money though I wonder?

Here is a short and true to life story that demonstrates that many people who think they understand the purpose of money, and make their own living by giving others their advice on this subject, really do not have the faintest idea of the real purpose of money at all. They have in many cases fallen into an old trap which has put them in a state of self-delusion regarding it.


An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow fin tuna. The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.

The Mexican replied “only a little while”.

The American then asked why didn't he stay out longer and catch more fish?

The Mexican said he had enough to support his family's immediate needs.

The American then asked, “but what do you do with the rest of your time?”

The Mexican fisherman said, “I sleep late, fish a little, play with my children, take siesta with my wife, Maria, stroll into the village each evening where I sip wine and play guitar with my amigos, I have a full and busy life.”

The American scoffed, “I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds, buy a bigger boat, and with the proceeds from the bigger boat you could buy several boats; eventually you would have a fleet of fishing boats. Instead of selling your catch to a middleman you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then LA and eventually NYC where you will run your expanding enterprise.”

The Mexican fisherman asked, “But, how long will this all take?”

To which the American replied, “15-20 years.”

”But what then?”

The American laughed and said that's the best part. “When the time is right you would announce an IPO and sell your company stock to the public and become very rich, you would make millions.”

”Millions.. Then what?”

The American said, “Then you would retire. Move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take siesta with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos.” - (Anonymous)

In "The Abundance Book" John Randolph Price writes: "Webster says that money is a 'medium of exchange, a measure of value, a means of payment.' In short, money is what people use to buy things. Nothing evil, unspiritual, or materialistic there. Money is simply a part of the physical-living process, and in the past it was as varied as stones, beads, feathers, fishhooks, animal skins and shells.

"Today we give paper money and coins to people for the things they sell or the work they do. Simple, isn't it? Where it gets complex is that many people do not have sufficient paper or coins to exchange for the goods and services they need and want. Why not? Because their consciousness is not attracting, or it is literally repelling, the energy of money. And that's very curious, because the energy of all form, including money is already an inherent part of each individual's Force Field, an essential part of his/her Light Body.

"Recognize that it is the will of God for you to be wealthy. Understand that there is not anything that even resembles lack, limitation or poverty in His consciousness. You were born to be rich! You are the offspring of the infinite abundance of the universe.

"Gratitude and thanksgiving are vital ingredients in developing a prosperity consciousness. Nothing opens the door to the Storehouse as quickly as a thankful heart.

"You develop a prosperity consciousness by changing your mind--by replacing ideas of lack with ideas of abundance. Spend more time each day thinking about what you want rather than what you do not want. You don't want lack so stop talking about it.

"Keep your money circulating. If you horde it for a rainy day, you may have to spend it on an ark.

"Critical thoughts and feelings of fear will hold back your good, while a consciousness of love and trust will speed up the flow. Love is the Fulfillment of the Law, and Faith is the energy that clears the channel."

In his book "Creating Affluence" Deepak Chopra tells us: " 'S' STANDS FOR SPENDING AND SERVICE. Money is like blood; it must flow. Hoarding and holding on to it causes sludging. In order to grow, it must flow. Otherwise it gets blocked and, like clotted blood, it can only cause damage.

"Money is life energy that we exchange and use as a result of the service we provide to the universe. And in order to keep it coming to us, we must keep it circulating."

In the recent DVD movie "The Secret", to some that have seen it there seems to be too great an emphasis by the speakers on the acquirement of money and material wealth in general, even to the extent that one of the speakers tells about how he constantly visualizes checks arriving in the post, and this is what he receives each day now - checks in the post. This same speaker has experienced a great deal of problems in his life over the past months due to the way he has been handling money, and it becomes evident that although he attracted a great deal of money into his life using his visualizing techniques, with it came a great deal of problems also, which could eventually result in his reputation being ruined entirely.

The acquiring of wealth utilizing the Law of Attraction as explained in the movie is all well and good as far as it goes, but as the great Henry Drummond pointed out in his wonderful little book, "The Greatest Thing in the World", money and material wealth is not the be all and end all. There are much more important things in life - health for instance, and peace of mind.

Drummond reminds us "The most obvious lesson in Christ's teaching is that there is no happiness in having and getting anything, but only in giving. I repeat, there is no happiness in having or in getting, but only in giving. And half the world is on the wrong scent in the pursuit of happiness. They think it consists in having and getting, and in being served by others. It consists in giving, and in serving others. He that would be great among you, said Christ, let him serve. He that would be happy, let him remember that there is but one way--it is more blessed, it is more happy, to give than to receive."

It just so happens that anyone that is willing to forget themselves in the service of others will have all their own needs met anyway. They will never want for anything, and will come into possession of that priceless something that no amount of money can buy - Peace of mind.

On the subject of movies, "Pay it Forward" starring Helen Hunt and Kevin Spacey provides an excellent example of how we can each play our part in changing the world for the better, if we are willing to make the effort. I recommend that you rent or buy it if you have not done so already, as it is very well done and very thought-provoking, despite the rather sad ending. If you prefer to watch amusing films, I can recommend the movie "Evan Almighty" starring Morgan Freeman and Steve Carell. This movie contains a great message also. It is one that all the family will enjoy watching.

We are living in the greatest time in human history. Never before has communication and the sharing of information with others around the world been so easy, and enlightened film-makers are taking advantage of this in order to bring home important messages to us. There is no excuse anymore for us not to make the very best of ourselves and the environment in which we are surrounded. We have a greater Power within us than is in the world, and we can use this Power to change our own individual world and the world as a whole into a better place for everyone.

Self-Improvement eBooks [ecourse@self-improvement-ebooks.com] 12/27/07

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